Personal Finance

Budgeting is essential for managing money and maintaining financial stability. Without a clear income and expenditure strategy, it’s easy to overspend, accumulate debt, and find yourself in financial trouble. A sensible budget gives you more insight into your finances and helps you make informed choices. By tracking your income and categorising your expenses, you can … Read more

A positive money mindset plays an important role in how people think about earning, saving, and spending. It is not about quick results or unrealistic expectations, but about building healthy financial habits over time. Many financial decisions are influenced by beliefs formed through experiences, education, and environment. When these beliefs are balanced and practical, they … Read more